Major Iranian state banks are experiencing significant technical outages, with customers unable to use point-of-sale devices or access online banking applications like Bank Melli's 'Bam' app.
Iranian citizens are facing widespread disruptions to daily commerce due to significant technical failures across major state-owned banking networks. Reports indicate severe connectivity issues affecting both in-store transactions and online banking platforms for Bank Melli and Bank Sepah.
Multiple local channels reported a sudden halt to electronic payments. According to the Telegram channel خبری پلاس|خبرفوری 🔖فوری, "Since this morning, the possibility of using Bank Melli cards in POS devices and store card readers has faced problems."
These issues extend to the bank's digital infrastructure. اخبارفوری خبرفوری جنگ امریکا فوری reported that the "disruption in Bank Melli's banking site (Bam), which started a few days ago, continues and logging into it is impossible."
The outages are not isolated to Bank Melli. Iran International ایران اینترنشنال, an exile-based opposition media outlet that frequently highlights systemic domestic failures within Iran, reported that "online services and the use of Bank Sepah cards remain inactive." The network also noted the ongoing failures with the Bank Melli "Bam" application and hosted an interview with economist Ali Dadpay to discuss the economic impact of the outages.
The simultaneous failure of Bank Sepah's services was independently echoed in a separate bulletin by اخبارفوری خبرفوری جنگ امریکا فوری, confirming the broader scope of the country's banking paralysis.
The source messages uniformly agree on the facts of the outage, pointing to a multi-day disruption for online services and a severe point-of-sale failure beginning on the morning of the reports. None of the provided sources speculated on the root cause (e.g., cyberattack vs. internal technical failure).