[86634] Changes to car insurance in Turkey: New damage assessment system to take effect on July 1st

Significant change in vehicle damage assessment in Turkey

Starting July 1st, 2026, a new era will begin in Turkey regarding the management of car insurance claims after traffic accidents. As reported by the channel Haber Gündem, the Insurance and Private Pension Regulation and Supervision Agency (SEDDK) is launching a new appraisal system that will become mandatory throughout the country.

Details of the reform

According to the report on Haber Gündem, the main principle of the reform is the mandatory appointment of an appraiser in cases where the cost of the damage exceeds 40,000 Turkish Liras. The new system will be implemented digitally and automatically, with vehicle depreciation calculations added directly to the damage file.

At the same time, the channel TGRT HABER also emphasizes the importance of the date for car owners in Turkey and notes that this is a fundamental change to the "old system" that will disappear. TGRT HABER defines July 1st as a "critical date" for all drivers in the country, given the significant changes in the compensation receipt and mechanical damage assessment processes.

Both channels emphasize that the move is intended to streamline the damage assessment process and ensure greater transparency in handling insurance claims, through the integration of digital technology in the appointment of appraisers.